How can you be sure that an insurance salesman is being honest with you? Talk to a broker instead of a corporate representative. Because Medicare brokers work for many different insurance companies, they can try to find the right fit for you rather than pushing one carrier. Your Medicare broker will be able to review all options available and search for a plan that most closely fits your individual needs and budget.
When you turn 65, you will not get a letter announcing that it's time to start making decisions about Medicare. But there is a timetable — you can start signing up three months before you turn 65, and you have three months after your birthday month to enroll.
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