FICO credit scores range from 300 to 850, with most lenders considering a score of 800 or higher to be excellent.
If you have a less-than-ideal credit score, you can't repair it overnight. But there are steps you can take to raise it over time.
Credit scores — what advice can help you raise your scores?
Check your credit report. Request a free copy of your credit report and check it for errors. The report comprises the data used to calculate your credit score. Check to make sure there are no late payments listed in error for any of your accounts and that the amount owed for each of your open accounts is correct. If there are errors, dispute them with the credit bureau. Note that AnnualCreditReport.com is the only official site for requesting a report.
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